{"id":77,"date":"2022-05-30T08:07:32","date_gmt":"2022-05-30T08:07:32","guid":{"rendered":"https:\/\/www.adinadifinancial.com\/\/?page_id=77"},"modified":"2022-11-18T10:29:43","modified_gmt":"2022-11-18T10:29:43","slug":"long-term-care","status":"publish","type":"page","link":"https:\/\/adinadifinancial.com\/insurance-services\/long-term-care\/","title":{"rendered":"Long Term Care"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">LONG TERM CARE INSURANCE SERVICES<\/h1>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>INSURANCE BROKERS IN MISSISSAUGA, ON<\/strong><\/h4>\n\n\n\n<p><strong>Long Term Care<\/strong>&nbsp;Coverage&nbsp;is very different from&nbsp;Life Insurance,&nbsp;Critical Illness Protection, and&nbsp;Disability Insurance. It is more related to people 50-55 and older.&nbsp;Long Term Care Insurance&nbsp;provides benefits to pay the cost of health and personal care services for someone who&nbsp;becomes unable to care of himself or herself. To ensure a comfortable future, it makes sense to purchase long-term care insurance at about age 55.<\/p>\n\n\n\n<p>The basic coverage provides benefits to pay for&nbsp;health and personal care services&nbsp;for an insured person residing in a&nbsp;long-term care facility. You can also purchase additional coverage that would pay for home care provided in the comfort of the insured person\u2019s own home. Home care also includes help with everyday tasks such as cooking, cleaning and shopping. Depending on the plan selected, a policy could specify that benefits be paid for one year, two years, five years, or for the insured person\u2019s entire life. The coverage becomes popular in Canada because of baby-boomers.<\/p>\n\n\n\n<p>Long-term care can take place in the home or community, a retirement home or in a long-term care facility.<\/p>\n\n\n\n<ul>\n<li><strong>Home or community care<\/strong>If you wish to remain in your own home for as long as possible, you can apply for government subsidized home care. A care coordinator will determine the number hours of home care you are eligible for each week. And if you feel you need more hours, you could pay $25-$60 an hour out-of-pocket.<\/li>\n\n\n\n<li><strong>Retirement home and assisted living care<\/strong>If you are independent, but no longer wish to live in your current home, you may choose to move into a retirement or assisted living home. These privately-owned residences provide accommodation, meals and activities, but are not covered by government subsidies. Costs range from $1500-$6000 per month depending on where you live and the type of accommodation you choose.<\/li>\n\n\n\n<li><strong>Long-term care facility when<\/strong> you can no longer live independently, and need 24-hour care or supervision, you can apply for long-term facility care. These facilities (also called nursing homes, municipal homes for the aged or charitable homes) are operated by the provincial government. While the province pays for your care, you are still required to pay for your accommodation. As of July 1, 2019, the province\u2019s monthly maximum rate is $1,891.31 for a basic ward room, $2,280.04 a month for a semi-private room and $2,701.61 for a private room.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>LONG TERM CARE INSURANCE SERVICES INSURANCE BROKERS IN MISSISSAUGA, ON Long Term Care&nbsp;Coverage&nbsp;is very different from&nbsp;Life Insurance,&nbsp;Critical Illness Protection, and&nbsp;Disability Insurance. It is more related to people 50-55 and older.&nbsp;Long Term Care Insurance&nbsp;provides benefits to pay the cost of health and personal care services for someone who&nbsp;becomes unable to care of himself or herself. To [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":663,"parent":19,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template_insurance-services.php","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Long Term Care Insurance Mississauga at Best Rates<\/title>\n<meta name=\"description\" content=\"Looking for affordable long term care insurance? then contact Adi n Adi today for getting Long Term Care Insurance Mississauga.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adinadifinancial.com\/insurance-services\/long-term-care\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long Term Care Insurance Mississauga at Best Rates\" \/>\n<meta property=\"og:description\" content=\"Looking for affordable long term care insurance? 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