Talk to Your Critical Illness Insurance Advisor in Mississauga Now | Adi & Adi Financial

Author: Adi & Adi Financial INC. | | Categories: Financial Advisors , Insurance Broker , Mortgage

While most individuals understand the value of life insurance, they may be unaware of the significance of critical illness protection. Critical condition insurance is designed to ease financial stress in the event of a serious illness or injury, such as cancer, heart attack/stroke, or MOF. Insuring yourself properly is essential, and you can find policies to suit your needs and your budget. Meanwhile, you could ask the best critical illness insurance advisor in Mississauga to help you choose the ideal one.

Do you need a critical illness policy?

As a result of medical advancements, a growing number of people are able to pull through extremely dangerous situations. In fact, from 1995 to 2020, there was a consistent decrease in the number of cancer-related deaths across Canada. Unfortunately, the high price tag of treatment can be a burden on the family budget.

  • One Canadian adult dies every 36 seconds as a result of cardiovascular disease
  • It is estimated that 39% of adults in Canada have hypertension
  • Between 37.5 and 39.0 percent of males and females will be diagnosed with cancer

A professional critical illness insurance advisor in Mississauga at Adi & Adi Financial will assess your condition, budget, terms, and other aspects to let you decide on the perfect policy. In the moment of extreme rush, a critical illness insurance policy lets you stay close to your family while it ensures you stay secure financially.

What if it happens to me?

It does not matter whether you have a health insurance policy from a reputed Canadian company. A critical illness can be devastating in terms of financial stability. Consequently, not every health insurance policy covers critical illnesses. Even if they do it, the cover will be much less inappropriate. It is why extra coverage in the form of critical illness insurance purchased from the top critical illness insurance advisor in Mississauga is so common. Critical condition insurance covers –

  • Cancer of Specified Severity
  • Angioplasty
  • Heart Attack
  • Primary Pulmonary hypertension
  • Blindness
  • Chronic Lung/liver/kidney Disease
  • Major Organ/ Bone Marrow Transplant
  • Brain Surgery
  • Coma
  • Permanent Paralysis of limbs
  • Alzheimer’s disease
  • Multiple Sclerosis with persisting symptoms
  • Parkinson’s disease
  • Loss of Limbs
  • Loss of Speech
  • Major Burns
  • Muscular Dystrophy

Critical illness coverage depends on one policy provider to another. Make sure you talk to your critical illness insurance advisor in Mississauga at Adi & Adi Financial to determine the diseases the illness policy covers, policy premiums, whether it covers the entire family, whether you need to go through a medical checkup, how many hospitals and clinics it covers, is it domestic or international, does it include post-surgery backup, etc.

In the end

There is no foolproof method for calculating risk because so many variables are involved, including lifestyle, genetics, and current health status. Use the opportunity provided by health screenings to have a conversation with your doctor about lowering your chance of acquiring a serious illness. The critical illness insurance advisor in Mississauga at Adi & Adi Financial will help you decide if a critical condition plan is best for you. Keep in mind that every policy will have restrictions.



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DISCLAIMER

Commissions, trailing commissions, management fees, and expenses all may be associated with segregated fund investments. Please read the prospectus before investing. Segregated funds are not guaranteed, their values change frequently and past performance may not be repeated. Insurance products and services are provided through DIFFERENT CANADIAN INSURANCE COMPANIES.

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